Saving money using the intenet

Hello everyone:

I just wanted to share with you three great websites for saving money. I just learned of them so I will be trying them, using them and letting everyone know the pro's and con's.
The sites are www.retailmeknot.com,www.promotionalcodes.com, and www.couponcabin.com. They seem very good. I did have the opportunity to use promotionalcodes.com and it worked well. I purchased a Vera Bradley purse for my mother-in-law for Christmas. I used a promotional code from this site and got 10% off my total order, and the purse was already on sale so... double savings. It worked well.

If you try the sites, please post any information that can help us use them better.

Do you have any internet tips on saving money?

Centerpiece for Halloween/Birthday Party

Hi Everyone:

I just thought I would share with you a centerpiece design that is a great idea for any fall party. It is a small pumpkin cut in half, cleaned out with a candle in the middle. We put the pumpkin on a decorative paper plate and added some of our fall leaves. Boy, we have a bunch of those. When you light the candle it makes a real nice focal point for your table. I don't have a large kitchen table so the size worked also.

Be creative!

Birthdays and the Holidays, lets celebrate the savings.

It was my daughters 19th birthday last night. Having a birthday near Halloween is exciting and the benefit is it usually continues over a long period of time. I love parties as much as the next guy but quite frankly it can get rather expensive. We have a small family party with the immediate family on her “real” birthday and one with the extended family on the weekend. We have a great time but it can get rather expensive so to cut the cost of the birthday cake, rather than buy one for each party, I make the one for the immediate family and buy an ice cream cake for the party over the weekend.






Another thing I do is buy the fall decorations around now. I just picked up two scarecrow decorations at 75% off (check your local Rite Aid, fall decorations are on sale). These fall decorations will be great and can be displayed until after thanksgiving. The savings were outstanding and look great.

It pays to just ask.

Everyone today has to acknowledge that working within a budget is no longer an option, it has becomes a necessity. Anyway you can save in one area allows you to have more resources to save, invest or use somewhere else. Like the title of this post states sometimes just asking can save alot of time, money and open opportunities you may miss when you don't ask. Some examples are:
My cell phone was upgraded within 30 days of purchasing it. I had the option of $100 refund or a free upgrade. Customers who don't ask don't automatically get these benefits. I was only told because I asked.

The eye doctor gives a 30% discount on frames when asked.

A bank reviewed the terms on my business line of credit. Reducing the rate. This is because I asked and I make payments on time. It is important to be careful to make your payments on time.

Also this week I had my business long distance rates reviewed by a different provider. This results in an average of $200 per month savings.

Sometimes we don't ask or consider our options because we are embarressed to ask, we are to busy or we just don't think about it. We should take the time because the best person to watch your budget, investments and financial well being is you.

Berroco® Free Pattern | Alexi Throw

I am thinking of making this project. I think I am crazy.


Berroco® Free Pattern | Alexi Throw

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Bags,Bags, Bags

Bags, Bags, Bags

Yesterday I made a beaded bracelet as a gift. I wanted to put the bracelet in a special package to give it to her. Sometimes the delivery of the gift is as important as the gift itself. I had received a small white mesh bag with a white ribbon drawstring and clear beads dangling from the bottom of it at a wedding. It was a favor that had candy in it. I saved it because I knew I could use it someday and it came in handy for the bracelet I made. The point is to keep things like that, such as gift bags, boxes and wrapping paper for re-use. Purchasing the wrapping for a present gets expensive. I would rather make a card and re-use gift bags so I can put that money towards the gift. You can easily drop $10.00 on a card and wrapping. Get creative, the gift looks wonderful and you make the recipient very happy.

When I purchase jewelry making supplies like beads and findings, many times they come in nice closable bags. These bags are usually nice and thick and can be re-used many times. Doing so saves money and the planet. These bags won’t end up in the landfill.

Used sandwich bags can be used for pet treats and food scraps when you are preparing a meal. This is also a good recycling habit. These small things can save our environment as well as some money.

Here is a picture of the bracelet.

Lets not forget what we have learned.

In today’s news I noticed some positive financial news. Although this is very refreshing and helps us to be hopeful for better economic times it is important we stay focused on spending within our budgets and cutting costs and environmental burdens at the same time. It will be interesting to watch what people do when the economy recovers (which we all know it will eventually recover). Well when it does it is so important to remember what we have learned and continue to practice smart financial decisions. Doing this in any economical environment will insure security in the future.

Security from knowledge, savings and good family foundations will be great assets in everyone’s future. There are many benefits from working within a budget. We set limits that allow us to be less stressful, spend more time with family and learn patience. Saving money usually requires delayed gratification instead of instant gratification.

Lets continue to save money and the environment regardless of what the economy is doing.